Reduce Personal Loan EMI
With Balance Transfer Options
Paying a higher interest rate on your existing personal loan? A balance transfer may help you shift your outstanding loan to another Bank or NBFC offering better interest rates or revised terms, subject to eligibility and lender policies.
Check Balance Transfer EligibilityWhy Consider Personal Loan Balance Transfer?
Balance transfer decisions should be taken carefully. When done correctly, it can help optimise interest outgo and EMI burden.
Eligible borrowers may access better pricing than existing loans.
Optimise monthly outflow based on revised tenure and rate.
Opportunity to realign tenure or consolidate liabilities.
Applications routed only where eligibility is stronger.
How Personal Loan Balance Transfer Works
Share Existing Loan Details
Outstanding amount, EMI, and repayment history.
Profile Assessment
Credit score and eligibility reviewed.
Lender Matching
Best-fit Bank or NBFC identified.
Approval & Transfer
Final approval and loan takeover by lender.
Check If You Can Reduce Your EMI
One profile. Multiple lenders. Smarter balance transfer decisions.
Get StartedBankHelpline is operated by Heavy Consultancy Services Pvt Ltd, a channel partner to Banks and NBFCs. Balance transfer approval, interest rate, and revised EMI are determined solely by the lender. No guarantees are made.