Reduce Your Home Loan Interest
With Balance Transfer Options
Paying a higher interest rate on your existing home loan? A Home Loan Balance Transfer may help you move your outstanding loan to another Bank or NBFC offering lower interest rates or better terms, subject to eligibility and lender policies.
Check Balance Transfer EligibilityWhy Consider Home Loan Balance Transfer?
Home loan balance transfer can significantly impact your long-term interest outgo when done at the right time with the right lender.
Potential savings over the remaining loan tenure.
Optimise monthly EMI or shorten loan duration.
Opportunity to restructure interest type or tenure.
Applications routed only to suitable lenders.
How Home Loan Balance Transfer Works
Share Existing Loan Details
Outstanding amount, interest rate & property details.
Eligibility Assessment
Credit profile and repayment history reviewed.
Lender Matching
Best-fit Bank or NBFC identified.
Approval & Transfer
Final approval and loan takeover by new lender.
Check If You Can Save on Your Home Loan
One profile. Multiple lenders. Smarter home loan balance transfer decisions.
Get StartedBankHelpline is operated by Heavy Consultancy Services Pvt Ltd, a channel partner to Banks and NBFCs. Home loan balance transfer approval, interest rate, and savings are determined solely by the lender. No guarantees are made.