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Information you must know about airline credit card

There are many airline credit cards are available in the market. Traveller should choose the best one for them. Here are some points to help you out in selecting airline credit card.

  1. Joining perks

Before make it final, just check the perks. Signup bonus offered by many of airlines credit card, it includes points of 5000 or more. In spite of this some also offer free flight tickets.

  1. Perks with conditions apply

There is always having terms and condition while dealing with monetary terms, and it is here too!! Sometimes minimum spend is high. So please go through terms and condition in deeply.

  1. First year fee and annual percentage rate

Be careful while selecting the card, because some cards having fee in descending order like high in first year than low in second year. So according to your budget you can finalise which makes you satisfied with. Well, obviously everyone will do this..!!

  1. Foreign transaction fee

You should check the card which you are paying for, as it is having international transactions or not.

  1. Credit scores are important

Pay attention on score of your credit card. If card application is rejected and score of card is low, then it will create a problem for you. Avoid this by paying bills on time.

  1. Citi premier miles card

This card not only offer 10,000 miles as a benefit of activation, but also for every rs.100 spent you get 10 points and rs.100 spent on others you get 4 points. Rs. 1000 should be minimum amount spend to enjoy joining perks within 60 days of booking. This is available for first year fee of rs.3000

  1. Jet privilege HDFC bank world card

Every spent of rs.150 on jet airways, you get 18 points and every spent of rs.150 on retail, you earn 6 points. You will get 4000 jet privilege on renewal.

  1. Air India SBI signature card

This card offer 20,000 air miles on joining. Every spent of rs.100 you earn 20 points and in spent in other with same amount of rs.100 you get 4 points. For rs.4999 for first year you will be profited.

  1. Jet airways American express platinum card

10,000 points on joining. Every spent of rs.150 on jet airways you will get 16 points and rs.150 spent on others you will get 8 points. First year fee of the card is rs.5000, having advantage that, they provide 14 domestic lounge visits in 12 cities in India as complimentary.

  1. HDFC bank all miles card

This card is for life time free credit card, get 1000 points in joining. Get 6 points on spent of rs.150 on cleartrip website/app, 4 points on spent of rs.150 on www.hdfcbankallmiles.com , and also 2 points of same amount spent on others. Some more,  also get to enjoy complimentary priority pass membership and visa/master card lounge program.

So get cheery pick card for you and enjoy travelling..!!

 

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Sheetal Pawar

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